Sunday, December 29, 2019

The Theme Of Love In Hard Times By Charles Dickens

As articulated by the American author Leo Buscaglia, â€Å"Man has no choice but to love. For when he does not, he finds his alternatives lie in loneliness, destruction and despair.† Love truly is an essential emotion that forms and strengthens one’s character, allowing one to empathize and connect with others. However, this powerful emotion is often undervalued and ignored in society, where the need for Fact triumphs over the need for love, and the mind is cultivated at the expense of the heart. Such a society is vividly portrayed in the Charles Dickens’ novel Hard Times, specifically in the Gradgrind school system, where the admission of facts is strictly emphasized to consequently leave many scholars to grow up without any interference of†¦show more content†¦The Gradgrinds’ parental love rests upon such a flawed Fact-only method of thinking and reasoning, the system which Dickens ironically portrays as the typical love that children should rec eive. Consequently, this â€Å"flawed mold† system eventually contorts Louisa’s emotional development, causing her to reach adulthood while remaining totally senseless and unaware of love. The deprivation and misdirection of love in Louisa’s childhood corrupt her transition into adolescence with a severe lack of emotion and inability to understand parental love itself. The consequences of Louisa’s deprivation of parental love are manifested in her imprudent marriage with Bounderby. Louisa’s impulsive decision to marry Bounderby, ironically, stems from the ill advice of her brother Tom, who is emotionally bereft due to also being raised in the same manner as she was. Furthermore, their father, Mr. Gradgrind, who so sternly believes in the triumph of Facts over emotions, forgets marriage also needs to be based on emotion and love; he happily facilitates Louisa’s marriage to Bounderby, even though she knows she does not love him. â€Å"My dear Louisa, you abundantly repay my care. Kiss me, my dear girl† (106). Mr. Gradgrind perceives his love towards Louisa simply as conditional love, where he expects Louisa to marry as soon as she is physically mature, regardlessShow MoreRelatedCharles Dickens Great Expectations1223 Words   |  5 PagesBeloved author Charles Dickens was born on February 7, 1812 in Portsmouth, England. Growing up in a life of poverty, his childhood hardships provided the inspiration to write a myriad of classic novels including his 1861 seminole masterpiece, Great Expectations (â€Å"BBC History - Charles Dickens†). Great Expectations follows the life of an orphan named Pip, who’s perspective of the world is altered when he is attacked by an escaped convict in his parents’ graveyard in the town of Kent. Throughout hisRead MoreDickens Hard Times1535 Words   |  7 PagesDickens’ Hard Times â€Å"Now, what I want is, Facts. Teach these boys and girls nothing but Facts. Facts alone are wanted in life.† (Dickens, 1854, p.1) With these beginning sentences of the novel â€Å"Hard Times†, Charles Dickens has made readers doubt whether it is true that facts alone are wanted in life. This question leads to the main theme of the story, fact against fancy, that author has never been written this kind of plot in his other stories before. In fact, Hard Times is considered as theRead MoreA Tale of Two Cities Book Report1459 Words   |  6 Pagesorder to survive as a productive race. In the book Tale of Two Cities by Charles Dickens, he illustrates the hardships of the early-nineteenth-century lifestyles. With the resurrection of an evicted man, the novel sprouts from a broken family recovering and growing. This novel incorporates many grand gestures and adventures, such as the French Revolution, treason trials, and the sacrifice of one’s own life in the name of love. In the beginning of the book, Jarvis Lorry and Miss Lucie Manette meetRead MoreA Tale Of Two Cities By Charles Dickens1124 Words   |  5 Pageshis own happiness, sensible of the blight on him, and resigning himself to let it eat him away† (Dickens 92). A Tale of Two Cities, a novel by Charles Dickens, describes the â€Å"imprisonment of the whole French people within the walls of an unyielding social system.† During the time before the French Revolution, a person’s fate was determined by the family into which someone was born. No matter how hard someone worked to rise above this social status, it was impossible to overcome this fate. Many wereRead MoreA Tale Of Two Cities By Charles Dickens987 Words   |  4 PagesIn a Tale of Two cities. Dickens juxtapositions suspense and humor in a intricate tale of love and loyalty. The book takes place in the late 18th century, during the french revolution. the book is set in England and France, more specifically Londo n and Paris. These are the two cities that the book centers around. In the city of London, the neighborhood of SoHo, and Paris, the french countryside, and city of Dover. b city houses, palace of Versailles. The house in Paris where the Darnay s stayedRead More Charles Dickens and Mark Twains lessons Essay1325 Words   |  6 Pagesessay Charles Dickens and Mark Twains lessons Writers can not only entertain their readers by telling an appealing story, but they can also educate the readers and open their minds. Charles Dickens and Mark Twain are both very famous and important writers. Although Dickens is British and Twain American, they had the same purpose with their writing. They both wrote novels that made stories appealing to the common man as well as to educate people. A comparison of the two novels Hard times by CharlesRead MoreThe Images Within Us All: A Tale of Two Cities, by Charles Dickens1273 Words   |  6 PagesRevolution from 1789 to 1799 was a time of uprising in France, followed by the decline of monarchies and the rise of democracy and nationalism. A Tale of Two Cities, by Charles Dickens, is set in the cities of Paris and London and flawlessly captures the angst and changing times of these places during this unforgettable period. Dickens extensively researched the events that occurred to set up perfect scenes that stick with the reader e ven after the novel is finished. Dickens masterfully uses the literaryRead MoreEssay on Themes, Symbolism, and Atmosphere in Dickens Hard Times1376 Words   |  6 Pages When Charles Dickens was writing his commentary on a fast industrializing world, the thought that Hard Times would still be relevant over 150 years later is assumed to be far from the forefront of his mind. And yet at present, 158 years after its first publication, Charles Dickens’ tale of industrialization and its implications still holds a prominent place in today’s society. The following is one interpretation of Dickens’ story of an industrialized dystopia, and discussed are its ever-relevantRead MoreResarch essay on the classic novel by Charles Dickens, Hard Times.1224 Words   |  5 PagesRESEARCH ESSAY ON HARD TIMES English 2319 April 4, 2001 Hard Times was originally written as a weekly serial in a journal called Household Words. It was written in 1854 to depict what life was like during the industrial revolution and reflect the distinctions between the classes during that era. The novel centres around a theme of a convincing criticism of utilitarianism, and every character in the novel plays a role of reinforcing this theme. Utilitarianism doctrine reflects that the greatestRead MoreOur Mutual Friend by Charles Dickens1439 Words   |  6 PagesIn many novels, the society created by the author is surrounded by wealth and corruption. Numerous amount of times these settings are produced based on the life in which the author lives. Charles Dickens is no different. In the midst of most of his novels, Dickens exposes the deception of Victorian England and the strict society that holds everything together. In Dickens novel Our Mutual Friend, a satire is created where the basis of the novel is the mockery against money and m orals. Throughout

Saturday, December 21, 2019

The Department Of Homeland Security The Department Of...

The Department of Homeland Security (DHS) currently has a limited ability to persistently monitor, detect, and track, non-emitting vessels that operate in Customs Waters, which spans from the shore line out to 12 nautical miles. The volume of non-emitting vessels without metadata is due in part by the lack of regulatory policy mandating vessels broadcast their identification and location which would assist with Maritime Domain Awareness. This limited ability situates DHS in need to mature the Maritime Domain Awareness Network and optimize the existing infrastructure and allows for flexibility to expand and evolve as the threat changes. The maritime domain is vast in scope and challenging in complexity due to the volume of non-emitting†¦show more content†¦At the strategic level I developed an operational plan that consisted of AMOC’s Project and Plans, Operations, and Systems Directorates, AMO Headquarters (HQ) Test and Evaluation (TE), and the South East Region to participate in the Maritime Lab Demonstration. The Maritime Lab intends to demonstrate the use of a tethered aerostat outfitted with a maritime radar to improve maritime security operations. The demonstration will also include the use of the Minotaur Mission Management System to share surveillance data among aircraft, vessels and command centers. I developed the desired Critical Operational Issues for the Maritime Lab with the Program Manager Rob Brown. The plan I provided consisted of roles and responsibilities, action items, goals and expectations of activities during the maritime demonstration. As the Lead Maritime Operational Repr esentative for Customs and Border Protection, and Deputy Project Manager for the Dark Vessel Detection Project (DVD-P), I initiated the activity to develop a maritime sensor database and coordinated with DHS components and offices with maritime equities to ensure inclusion as the database is developed. I queried the United States Coast Guard, United States Border Patrol, and National Maritime Intelligence-Integration Office to obtain their functional needs in using the maritimeShow MoreRelatedThe Department Of Homeland Security1263 Words   |  6 PagesOne of the biggest security agencies in which we have today is the Department of Homeland Security. They were created in 2001-2003 to stop any threats or terrorist attacks towards the United States. They employ many people from different fields since they need overall intelligence on things. The department has roughly over 100 agencies branching from them. Homeland security was created not that long ago. It is located in Washington DC in the Nebraska Avenue Complex and that’s where it started.Read MoreThe Department Of Homeland Security Essay786 Words   |  4 Pagesdeter and prevent attacks on our homeland and as well as deter and threats from potentially occurring. Following 9/11, the Department of Defense has been entrusted with the role in the management of risks facing the United Sates. The Department of Homeland Security (DHS) has stated that it will apply risk management principles to homeland security operations and has stated â€Å"Ultimately, homeland security is about effectively managing risks to the Nation’s security† (DHS 2010, pg. 2). This is muchRead MoreThe Department Of Homeland Security1338 Words   |  6 Pagesthe country within its borders. Until that time the United States’ homeland security was under the jurisdiction of the Department of Justice (Masse, O’Neil, Rollins, 2007). After the attack the Executive branch of the government created a new organization that would be responsible for deciding where the biggest threats to the country were. This was the birth of the Department of Homeland Security. The Department of Homeland Security is responsible for assessing all risk to the Nation within its bordersRead MoreThe Department Of Homeland Security Essay1314 Words   |  6 PagesIntroduction The People of United States of America want nothing more than making sure that this country is safe and protected. When homeland security is mentioned, majority of the people think of terrorist threats. The Department of Homeland security does more than preventing terrorist attacks. The Department of Homeland Security (DHS) is responsible for ensuring the safety and security of the United States from both man-made and natural disasters. Created in the aftermath of the Sept. 11 terrorist attacksRead MoreThe Department Of Homeland Security1176 Words   |  5 PagesCitizens criticize policies in national security as infringing on civil liberties, and an ongoing debate ensues over the sacrifice of civil liberties in the name of national security. The DHS continues to evolve in analyzing future threats and identifying means for the organization to meet them. The DHS’s overall mission is to, â€Å"†¦ensure a homeland that is safe, secure, and resilient against terrorism and other hazards.† (U.S. Department of Homeland Security 2015, np). The overall mission of theRead MoreThe Department Of Homeland Security1336 Words   |  6 PagesThe Homeland Security enterprise is tasked with protecting our country from all threats to include threats that have not yet revealed themselves. There’s a few methods used to identify these threats, but I’m going to cover just one of those methods in particularly. To better explain the role of risk management, first I’ll break down the steps of risk management and explain each one individually. After I have fully addressed the basics of risk management, I’ll go more in depth on why the DepartmentRead MoreThe Department Of Homeland Security2723 Words   |  11 PagesThe Department of Homeland Security was formed in the face of the terrorist attacks of 9/11 as p art of a nationwide effort to protect the U.S. against terrorism. This department became the third largest federal department in the United States; compose of 22 different federal agencies each with a function with the same objective. The goal of the Department of Homeland Security is to have a singular department with a shared vision, and integrated results-based operations. The federal agencies of DHSRead MoreThe Department Of Homeland Security1602 Words   |  7 PagesThe Department of Homeland Security The Department of Homeland Security is an agency made up of 22 different federal agencies which were combined in an effort to streamline the United States effectiveness in defending our nation. The core mission of the Department of Homeland Security include prevent terrorism and enhancing security, secure and manage our borders, enforce and administer our immigration laws, safeguard and secure cyberspace, ensure resilience to disasters (Department of Homeland SecurityRead MoreThe Department Of Homeland Security Essay1380 Words   |  6 Pageshow does one calculate risk? The Department of Homeland Security (DHS) has developed a risk management system to help address risks, primarily terrorism risks. It is important to realize that this is a system. Comprising this system of risk management are some key steps, such as the risk assessment and decision making. The overall risk management process employed by DHS is still in a stage of evolution and provides many areas of debate. The Department of Homeland Security’s Risk Management FundamentalsRead MoreThe Department Of Homeland Security2700 Words   |  11 Pagesâ€Å"The Department of Homeland Security was created through the incorporation of 22 different federal departments and agencies into a joint, integrated Department.† DHS has become a more efficient and integrated Department that has become highly strengthened; the homeland security is an agency that has a more secure America. Without a doubt, it is highly equipped to confront the vast range of threats the United States of America faces. This analysis will explain why the Department of Homeland Security

Thursday, December 12, 2019

Why Did Mao Intervene in the Korean War free essay sample

Moreover, after America joined the Korean War in July 1st (Hastings 513) and Chiang offered 30,000 Nationalist troops to fight on America’s side (Crocker 34), the CCP government widely contended that this meant a â€Å"general plot to surround and attack China† (Chen 128). Although Chang and Halliday argue that Chinese troops fought â€Å"the Americans for Stalin in exchange for Soviet technology and equipment† (Chang and Halliday 373), Chen Jian states that Mao’s utmost aim was to create a stable and strong PRC government (Chen 128). In order to achieve consolidation of his control over China, which was crucial in a newly formed nation, the CCP regime had to prove its aptness to China by securing the nation from external threats. Invading Taiwan would have hindered the consolidation of the PRC government since it would weaken the CCP due to the great cost and time that the invasion required. Therefore, an educated extrapolation would be that to achieve the goal of consolidation, as many historians including Lynch suggested, Mao had to make a reluctant decision to join the Korean War to ward off the Americans who sought to combat communism in Asia. We will write a custom essay sample on Why Did Mao Intervene in the Korean War? or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page E: Conclusion There are mainly three motivations behind Mao’s intervention in the Korean War. First, Mao did not want to seem reluctant to join the war, fearing that doing so might pull USSR back from providing aid to China when he later tried to invade Taiwan, and Mao needed Soviet technology to successfully execute his plan. The second motivation was his obligation to help North Korea, who helped Mao during anti-Japanese resistance, the Chinese revolution and the Chinese Civil War. Also, Mao felt the need to secure his neighboring communist ally from America. The biggest reason was Mao’s concern of American aggression. Already having experienced a ghastly invasion of Japan in 1937, Mao thought that allowing his enemy, America, to approach the Korean-Chinese border would give them a chance to invade China just like Japan had done before. Also, American intervention in the Taiwan Strait Crisis made Mao believe in American aggression to the CCP regime. To prevent further aggression that could damage a newly founded nation, and thus consolidate the CCP regime, Mao joined the war against America. F: Bibliography Behnke, Alison. Kim Jong Ils North Korea.

Thursday, December 5, 2019

Computer Graphics and Traditional Painting Techniques Essay Example For Students

Computer Graphics and Traditional Painting Techniques Essay Computer Graphics and Traditional Painting Techniques (A Potential tort Synergy) For many, Computer Graphics is rapidly becoming the preferred medium to produce poster designs. With a mouse, appropriate software and hardware, monitor, a scanner and a laser printer, one can control a project from start to tennis. Painting at the same time, is a visual medium, which the artist describes as a static medium (i. E. T can only show snapshots), but it can be enhanced by stylistic elements of a metallurgy to produce the visual impression of dynamics. The viewers imagination is asked to interpret these symbols and to change the meaning of objects actually shown. Traditional mediums have always evolved alongside, and in response to computer technology. They are different angles Of human development, but are entwined because they both reflect human ingenuity and expression. This study recognizes the dynamic relationship that one can never exhaust exploring its various possibilities. Even though a method which describes a way to generate interactively a computer painting With brush strokes from a natural r synthetic picture has been developed, this computer generated technique does not still give the work that real look, that a paintbrush would give to an art work. The pressure of the brush, the velocity, the thickness, the direction, the characteristics of the paper or canvas, the opacity of the bristles and the color deviation of the computer-generated brush strokes can never match or suppress that of the traditional paintbrush. The study acknowledges the tact that artists can build their worlds according to existing laws, but they can also set up their orals according to their own laws, by laying out the germ and watching what evolves from it. Social commentaries through graphic arts have a long and turbulent history that stretches far back over the centuries, and shadows developments in print Various social commentaries like political cartooning, poster designs, graffiti and other forms of agitation in current usage all have roots in the very distant past A poster can be of any size A postage stamp is a miniature poster; and a spectacular sign the length of a city block, like those in Times Square in New York, is also a poster. The relationship between humans and their tools are very complex. Using tools, we have been able to transform the physical world by developing cities, building bridges and constructing motorways. Through these endeavors, there has developed an awareness that the world is malleable (i. E. Capable of being altered or controlled by outside forces or influences), and from this awareness there has grown a visual culture fatuousness depth and texture. The tools have become ore sophisticated- and the development of the computer provides perhaps the greatest opportunity yet to initiate overwhelming change The importance of these old tools is indisputable though, as they are means by which Western visual culture has been created. The emphasis in this paper is to identify the advantages in merging the use Of Computer Graphics and Traditional Painting techniques in producing poster designs. This way, the poster Will not just serve as a communicative medium but also as a work of Art (in terms of its aesthetic qualities).

Thursday, November 28, 2019

Work of Composition

Introduction The English language has gained a wide acceptance and is being used by many people across the world. This language is used as an official language in many countries. Globalization is said to be the major cause of English Internationalization. Many nations are currently under pressure to involve English in their communication. The non native speaking countries are also under pressure to learn the language in order to facilitate communication in the international world.Advertising We will write a custom essay sample on Work of Composition specifically for you for only $16.05 $11/page Learn More This paper summarizes the arguments provided in the article â€Å"An Essay on the Work of Composition,† which has been written by Min-Zhan Lu. The article is found in the journal titled â€Å"College composition and communication† that was published in the year 2004. Argument Summary As the language attracts considerable users across the w orld, there is a need to establish what is meant by being a responsive and a responsible user of English. There are assumptions, which have helped in the development of responsible and responsive approaches to the relationship between English users and the language itself. The reason for summarizing this essay is to ensure that it is possible to reiterate the major points of the argument faster, at any time, and anywhere. In addition, it is important to incorporate summaries in any paper that has been written in order to communicate the main ideas of the work effectively. Thesis There has been a set of reasons as to why English users need to be responsive and responsible. Globalization has been mentioned to be among the drivers for the increased use of the language. In fact, the aspect of globalization can be argued to be the main reason for the spread of the English language. The aspect of globalization tends to bring countries together to interact through business transactions. Ho wever, the use of the English language varies depending on the purpose and individual users. The author of the article presents assumptions, which are likely to develop considerable responsive and responsible approaches in the relation between English and its users. The main argument presented in the essay is that the assumptions developed by the author can help in the composition of the English language against the grain of all systems and relations of injustice. Sub-arguments In supporting her argument, the author says that people should be responsible especially in the catastrophe of the modern world. Being responsible will help people who are using the language. This is especially in selecting the best places where they can use the language, as well as how it should be used. People have to overcome the fears of communication breakdowns resulting from language imperfection. This will ensure responsibility and responsive communication is achieved.Advertising Looking for essay on languages? Let's see if we can help you! Get your first paper with 15% OFF Learn More If a language is not effective, then it can as well be termed as dead. The language effectiveness depends on its ability to pass on the required message at the right time. Language should not be biased for it to be effective. In this case, the non native speaking countries are making efforts to learn the language in order to communicate effectively using the language. As the language continues to become international, it is being differentiated into various versions with varying accents and pronunciation depending on the country that is using the language. The pressure to learn the language will eventually submerge the other cultures in the process. The use of English as a monopolistic language is likely to lead to capitalism, which is said to be in the interest of the US. An approach that is said to be behind this relationship of English and other languages is the commodity approach. Individuals learn the English version they need depending on the commodity they want. There is a fear that the designers of tools for learning such a language are likely to suppress the efforts to acquire or learn the language. This becomes challenging since people do not understand how the English users establish the different ways to design standards of learning the language. Users of the English language experience some level of dissonance in their discursive resources, and this has an influence on the English they are interested to learn. In fact, potential dissonance can assist an English writer in grasping the context of the language. If efforts are made to make the redesigned language to an existence of collectiveness, this is likely to bring long term changes. Therefore, the composition need to be redesigned. In the long run, this will help in the composition of the English language irrespective of all the challenges. Conclusion The English language has become or is becoming an international language at a high rate. The language has gone on to include a number of versions, which are dependent on the country in which the language is being used. As a result, learners will learn the version they wish to know depending on their interests.Advertising We will write a custom essay sample on Work of Composition specifically for you for only $16.05 $11/page Learn More Different approaches define the relation between the English language and other languages. Nonetheless, there have been fears that the increased pressure to learn the US English is likely to result into capitalism. That is why the new approaches need to be embraced. This essay on Work of Composition was written and submitted by user Taraji Monroe to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Sunday, November 24, 2019

Why Batteries Discharge More Quickly in Cold Weather

Why Batteries Discharge More Quickly in Cold Weather If you live in a place that gets a cold winter, you know to keep jumper cables in your car because theres a good chance you or someone you know will have a dead battery. If you use your phone or camera in really cold weather, its battery life drops, too. Why do batteries discharge more quickly in cold weather? Key Takeaways: Why Batteries Lose Charge When It's Cold How long batteries hold their charge and how quickly they discharge when used depends on battery design and temperature.Cool batteries hold a charge longer than warm batteries. Cold batteries discharge faster than hot batteries.Most batteries can be damaged by excessive temperature and may ignite or explode if its too hot.Refrigerating charged batteries may help them hold their charge, but its best to use the batteries near room temperature to ensure they last as long as possible. The Effect of Temperature on Batteries The electric current generated by a battery is produced when a connection is made between its positive and negative terminals. When the terminals are connected, a chemical reaction is initiated that generates electrons to supply the current of the battery. Lowering the ambient temperature causes chemical reactions to proceed more slowly, so a battery used at a low temperature produces less current than at a higher temperature. As cold batteries run down they quickly reach the point where they cannot deliver enough current to keep up with the demand. If the battery is warmed up again it will operate normally. One solution to this problem is to make certain batteries are warm just prior to use. Preheating batteries is not unusual for certain situations. Automotive batteries are protected somewhat if a vehicle is in a garage, although trickle chargers (aka battery maintainers) may be needed if the temperature is very low. If the battery is already warm and insulated, it may make sense to use the batterys own power to operate a heating coil. Keep smaller batteries in a pocket. It is reasonable to have batteries warm for use, but the discharge curve for most batteries is more dependent on battery design and chemistry than on temperature. This means that if the current drawn by the equipment is low in relation to the power rating of the cell, then the effect of temperature may be negligible. On the other hand, when a battery is not in use, it will slowly lose its charge as a result of leakage between the terminals. This chemical reaction is also temperature dependent, so unused batteries will lose their charge more slowly at cooler temperatures than at warmer temperatures. For example, certain rechargeable batteries may go flat in approximately two weeks at normal room temperature, but may last more than twice as long if refrigerated. Bottom Line on the Effect of Temperature on Batteries Cold batteries hold their charge longer than room temperature batteries; hot batteries dont hold charge as well as room temperature or cold batteries. Its good practice to store unused batteries in a cool location.Cold batteries discharge faster than warmer batteries, so if youre using a cold battery, keep a warm one in reserve. If batteries are small, keeping them in a jacket pocket is usually good enough.Some types of batteries are adversely affected by high temperatures. A runaway effect can occur, potentially leading to a fire or explosion. This is commonly seen in lithium batteries, such as you might find in a laptop or cell phone.

Thursday, November 21, 2019

Thomson one Essay Example | Topics and Well Written Essays - 1000 words

Thomson one - Essay Example It is worthwhile noting that, Disney’s success in its marketability is mainly through incorporation of certain key fundamental franchise approaches. Firstly, the company has ensured conformity with the US universal accounting principles. In addition, it fully maintained effective control over its internal financial reporting basing on the ICIF criteria issued by the COSO. Critically, the company conducts an internal appraisal of the efficiency of its financial reporting. Moreover, the company has engaged itself in the guard of its intellectual properties. It has done so through the registration of its business name, product design and the company’s trade mark. Consequently, the company has kept unnecessary competition at a distance through the enjoyment of the above intellectual rights. Secondly, Disney ensures that the management exercises its responsibility of expressing estimations on the said audits in accordance with the PCAOB in the US. Consequently, the management could plan and conduct the audits; hence, it obtained a rational assurance of the lack of material misstatement in their financial statements. In addition, it could ascertain the efficiency its internal control of financial reporting in totality. Significantly, their financial statements entail a thorough examination of the evidence attached to the amounts and the financial statement’s disclosures. Accordingly, they are able to evaluate the employed accounting principles and the made momentous estimates. Moreover, they evaluate the presentation of the financial statement in totality. Finally, the company’s audit of control over internal financial reporting relies on realizing an understanding of control over internal financial reporting. In addition, they review the risk of the existence of a material risk. They also investigate and evaluate the organization and effectiveness of the operations of internal control according to the assed risk. It is significant

Wednesday, November 20, 2019

Technical Writing Essay Example | Topics and Well Written Essays - 1000 words - 3

Technical Writing - Essay Example how to sell, customer service, merchandise knowledge. By the end of the third month, the employee flows without assistance. Please do not hesitate to contact me in regards to any questions or concerns about this report. Sincerely, YOUR NAME 1. Course- Mythology (English Department) Lesson- Odes Assignment – Greek and Roman View on Life and Death in Horace’s Odes. Five page paper. Works Cited Page. Minimum sources 3. Deadline: two weeks. Step One: Obtain correct materials. In this case, the Jame’s Michie translation of Horace’s Odes, 2002. Step Two: Read and highlight portions of Horace’s Odes that pertain directly to life and death. Note line and page numbers. Step Three: Seek other credible sources that better explain or discuss the idea of how Romans viewed life and death that refer to Horace’s poems and cite them with evidence in the main source to back your argument. Step Four: Write the paper with the correct amount of pages and sources. Reread for grammar and spelling then again for clarity and flow. Step Five: Make sure to turn the paper in by the deadline to avoid losing unnecessary points. 2. The particular lesson above will be graded as follows: A. Compliance of instructions (15 points) B. Content (25 points) C. Grammar and spelling (20 points) D. Ease of explanation, flow, proper citation, evidence, and relevancy (30 points) E. Works Cited or Reference Page (10 points) *5 points will be deducted for every day past due date on late papers. After 7 days, there will be no late papers accepted. a-c. The technical writer’s responsibilities include developing documentation via editing, proofreading, writing, research, and professionalism. Also, delivering proposals, preparing grants and/or writing for operational systems. Understanding a reader’s context affects the preparation of a document in numerous ways, but the most important ones being that the wrong research could be conducted, or content edit ed if that communication is null n void. Project Plan sheets have six parts to it: Audience, Purpose, Subject, Author, Project Design and Specifications, and Due Date. The individual functions act as a whole to ensure an appropriate, detailed plan that assists in avoiding future errors. 3. a. Sexist language is language that unnecessarily draws attention to gender in a negative way, i.e. to stereotype or demean. b. Bar Charts are visual tools to illustrate a point. They can also be graphs and have rectangular-shaped bars that are shaded or not shaded according to the values in which are utilized, or being presented. It does not matter if they are showed vertically or horizontally as long as it is consistent with the data. c. Spatial method of paragraph development is effective for optimizing description and it moves directionally. d. The classification method of paragraph development is not as left to right so to speak because it goes by grouping people or objects by their shared gr oups. Reference Page Picket, A. N., Laster, A. A., & Staples, K. E. (2001). Technical English: Writing, Reading, and Speaking (8th ed., pp. 45-46). New York, NY: Addison Wesley

Monday, November 18, 2019

What is the best way to address obesity in the United States Essay

What is the best way to address obesity in the United States - Essay Example If we look at 'obesity' etiologically, we would come to know that it is a multifactor issue caused by poor diet and physical inactivity. Poor diet refers to poor dietary habits include intake of junk food or high calorie fast food and excessive sugar in our diet. Instead of using fresh food, fruits and vegetables in our everyday diet, we prefer preserved or frozen food followed by no exercise or physical activity at all. One of the most common reasons for rapid increase in obesity among U.S population is the increased interaction of people between built in environment followed by technology and social context. "The built in environment encompasses the entire range of structural and social elements that make up the fabric of a community: housing, roads and walkways, stairways, density, transportation networks, shops, markets, parks, public amenities, and public spaces. The structural features of the urban built environment its enormous size, its large and densely clustered population, its social institutions, its psychosocial stressors, its economy, its rapid pace, its violence, the configuration of its streets, parks, schools, and play spaces all affect health, growth, and development of individuals". (Frieden et al, 2003, p. 684) The rising trend in obesity is further followed by the convenience, which is driven by modern technology like the concept of walking is becoming vague by the passage of time; people like to use any mode of transportation in order to travel even minute distances. In this kind of technologically savvy society, modes of entertainment have changed. Gone are those days when parties and social gatherings were considered to be entertaining. Today, entertainment comes through watching television, playing video games and sitting for hours in front of computer. Hence our lives are driven by a sedentary lifestyle escorted by technological advancements. While coming back to 'foods' it is found that often people in United States feel insecure when food is concerned. The diet of food insecure people tends to be less healthy. One reason for the intake of frozen foods is that "canned fruits and vegetables, which tend to have more salt and sugar, are much less expensive than fresh fruits. Leaner cuts of meat tend to cost more. However, according to Dr. Walter C. Willet, "A calorie is a calorie is a calorie." (Willet, 2001, p.44) Theoretically, no matter how unhealthy a person's diet, that person can only gain weight from fat by using fewer calories than he or she takes in. The quality of diet would only affect susceptibility to disease and health problems". (Obesity1) In my opinion there are two reasons for very little choices in food, one leads to the economic infrastructure of United States in which healthy and nutritious foods are often more expensive than junk or fast foods, also they are easily available and accessible by all the classes. The second reason for no choice in food other than fast food is the lack of time. More than half of the population of United States believes in "time is money", whether it is middle-middle or middle-upper class, every individual has to work in order to achieve a better living. It seems there is a social race in which every individual wants his car to move faster and faster, due to which they have no time to prepare and enjoy their family life and so

Friday, November 15, 2019

Reliability and Validity of Personal Interviews

Reliability and Validity of Personal Interviews Reliability and Validity of Personal Interviews as a Selection Technique In the Introduction define or identify the general topic, issue, or area of concern, thus providing an appropriate context for reviewing the literature. In order to provide an appropriate context for this reviewing literature, it is necessary identify which is the framework of personal interviews as a selection technique,   and what is the definitions for this XXX tool, as well as the concepts of reliability an validity. En el à ¡mbito de la Psicologà ­a de las Organizaciones y mà ¡s concretamente en seleccià ³n de personal uno de los instrumentos que rara vez està ¡ ausente en cualquier proceso selectivo es la denominada `entrevista de seleccià ³n de personal ´, haciendo con ello referencia a la rela ià ³n de dià ¡logo que se establece entre do o mà ¡s personas, con la finalidad de obtener informacià ³n y evaluar las cualidades del candidato a un puesto de trabajo (Dipboye, 1992). De las distintas herramientas utilizadas en el proceso de seleccià ³n, la entrevista de trabajo aparece como la mà ¡s empleada (Muchinsky, 1986; Levy-Leboyer, 1990), muy por encima, con diferencia, del resto (referencias, tests, centros de evaluacià ³n, datos biogrà ¡ficos, grafologà ­a). La entrevista de trabajo es la fase definitiva, dentro de cualquier proceso de bà ºsqueda de empleo o de cambio de trabajo. Todos los pasos anteriores como la toma de informacià ³n, preparacià ³n, envà ­o, de la carta de presentacià ³n y seguimiento de currà ­culo, han estado dirigidos a conseguir una entrevista de seleccià ³n con la empresa. Es el momento del contacto personal, donde de una forma individual y directa, el entrevistado tiene la ocasià ³n de convencer al entrevistador de que à ©l es la persona idà ³nea para el puesto. Nos jugamos mucho en poco tiempo. In the field of Personnel selection is a process used by organizations (companies, institutions, organs of public administration, etc.) decide which of the aspirants for a particular position is the most appropriate. In other words, personnel selection is a decision-making process about the suitability of the candidates for vacant positions. The instruments that can be employed in the selection process are extremely numerous, and include: application forms, curriculum vitae, employment records, interviews, cognitive skills tests, psychomotor skills tests, personality tests and questionnaires, simulations (group dynamics, in-basket tests, business games, etc.), work-sample tests, references, and so on. Various processes are used to identify the most promising candidates; generally more than one process is used. Most organisations ask for a rà ©sumà © or job application from all candidates. A selected group of candidates is then invited to attend an interview, a system of tests, or an assessment centre, or some combination of these. En el à ¡mbito de la Psicologà ­a de las Organizaciones y mà ¡s concretamente en seleccià ³n de personal uno de los instrumentos que rara vez està ¡ ausente en cualquier proceso selectivo es la denominada `entrevista de seleccià ³n de personal ´,haciendo con ello referencia a la rela ià ³n de dià ¡logo que se establece entre do o mà ¡s personas, con la finalidad de obtener informacià ³n y evaluar las cualidades del candidato a un puesto de trabajo (Dipboye, 1992). En este sentido, resulta paradà ³jico que, mientras los datos acumulados a travà ©s de diferentes investigaciones, tanto cuantitativas como cualitativas, ponà ­an de manifiesto que las propiedades psicomà ©tricas de la Entrevista de Seleccià ³n resultan dà ©biles, mostrando bajos coeficientes de fiabilidad, asà ­ como una validez de criterio muy reducida (Wagner, 1949; Mayfield, 1964; Ulrich y Trumbo, 1965; Wright, 1969; Schmitt, 1976; Arvey y Campion, 1982; Reilly y Chao, 1982; Hunter y Hunter, 1984), constituà ­a uno de los recursos de seleccià ³n mà ¡s utilizados tanto en Europa como en Amà ©rica. Las razones que explican el uso intensivo de esta herramienta, a pesar de su debilidad psicomà ©trica, probablemente se deban a un efecto de validez aparente subyacente (Goodale, 1982). Sin embargo, a partir de la dà ©cada de 1980 comienzan a aparecer nuevos modelos de entrevistas de seleccià ³n, cuyas caracterà ­sticas en tà ©rminos de estructura y contenido son de naturaleza claramente distinta. Las investigaciones realizadas para determinar las propiedades psicomà ©tricas arrojan unos valores similares a los tests cognitivos en cuanto a fiabilidad y valores mà ¡s que aceptables en cuanto a validez (Anderson, 1992; Campion, Palmer y Campion, 1997; Harris, 1989; Huffcutt y Arthur, 1994; McDaniel, Whetzel, Schmidt y Maurer, 1994; Salgado y Moscoso, 1995; Wiesner y Cronshaw, 1988). De acuerdo con estas investigaciones, elincremento de tamaà ±o de los coeficientes psicomà ©tricos, estarà ­a relacionado por una parte, con el aumento del grado de estructuracià ³n de las preguntas y, por otra parte,con la incorporacià ³n de contenidos relativos a la exploracià ³n o bà ºsqueda de conductas relevantes para el desempeà ±o del puesto. point out overall trends in what has been published about the topic; or conflicts in theory, methodology, evidence, and conclusions; or gaps in research and scholarship; or a single problem or new perspective of immediate interest. establish the writers reason (point of view) for reviewing the literature; explain the criteria to be used in analysing and comparing literature and the organisation of the review (sequence); and, when necessary, state why certain literature is or is not included (scope). En el à ¡mbito de la Psicologà ­a de las Organizaciones y mà ¡s concretamente en seleccià ³n de personal uno de los instrumentos que rara vez està ¡ ausente en cualquier proceso selectivo es la denominada `entrevista de seleccià ³n de personal, haciendo con ello referencia a la relacià ³n de dià ¡logo que se establece entre dos o mà ¡s personas, con la finalidad de obtener informacià ³n y evaluar las cualidades del candidato a un puesto de trabajo (Dipboye, 1992). 1. Various processes are used to identify the most promising candidates; generally more than one process is used. Most organisations ask for a rà ©sumà © or job application from all candidates. A selected group of candidates is then invited to attend an interview, a system of tests, or an assessment centre, or some combination of these. One of the best ways of identifying whether someone is going to be an effective member of staff is to work with them for a period. Thus, inviting university students to work during their vacations enables you to assess them thoroughly in the working environment, or you can make an offer to a contractor who has impressed you with their work. But for most hiring, it is necessary to assess candidates by more artificial methods. There are two criteria which selection techniques need to meet if they are to be useful in predicting performance: Validity: Does a factor which is used in selection-for example, educational level or experience-actually predict job performance? Reliability: Does a selection technique produce consistent results? For example, a test in which the same person obtained the same score on a number of occasions would be considered more reliable than a test on which the same person obtained different scores on different occasions. Unfortunately, there is usually a trade-off between validity and reliability. It is simple to devise a test of high reliability which has little predictive value; and tests of the factors which do predict job performance are often subjective and thus unreliable. However, it is much better to have a valid test of limited reliability than a reliable test of little validity-at least a valid test tells us something. For example, it is easy to test if someone can do calculus, or can understand a set of technical terms. It is not easy to devise a reliable test which shows that a candidate can do innovative design, or persuade customers, or deal with difficult people, yet these kinds of ability are much more important in most jobs than highly specific knowledge which can be learned in a short time. 2. Personel selection ersonnel selection is a process through which organizations (companies, institutions, organs of public administration, etc.) decide which of the aspirants for a particular position is the most appropriate. In other words, personnel selection is a decision-making process about the suitability of the candidates for vacant positions. The instruments that can be employed in the selection process are extremely numerous, and include: application forms, curriculum vitae, employment records, interviews, cognitive skills tests, psychomotor skills tests, personality tests and questionnaires, simulations (group dynamics, in-basket tests, business games, etc.), work-sample tests, references, and so on. The particular instruments employed ultimately depend on the selection approach or model used by the organization in question. INSTRUMENTS USED IN PERSONNEL SELECTION Regardless of whether the selection model used is the traditional one or the strategic one, the appositeness of the recruitment decision will depend on the validity of the instruments used for making that decision. Hence, it is appropriate to review the latest data on the validity of the tools used, or with potential for use, by professionals involved in recruitment. At present, the most widely used method for reaching a conclusion on the validity of an instrument is meta-analysis, a quantitative technique of integration of research results (Hunter Schmidt, 2004). Today we have access to meta-analyses carried out to determine the validity and utility of nearly all the instruments employed in personnel selection (see Salgado, Viswesvaran Ones, 2001 and Schmidt Hunter, 1998, for a fuller review). b) Interview The interview is without doubt the most widely used instrument for personnel selection, both in Spain and in all the other countries for which such information is available. The conclusion of numerous studies is that practically 100% of those recruited for a position must get through at least one interview during the personnel selection process (Salgado et al., 2001). For this reason it is clear that the interview merits special consideration among the set of instruments used for personnel selection. Over the last 70 years there have been periodical reviews of research on the validity of the personnel selection interview. Up to 1987 there had been 7 large-scale reviews of the literature, all of them concluding that the interview was characterized by low reliability, that is, first, that two different interviewers scarcely coincided in their appreciations of an applicant, and second, that their validity was low or even zero, and that they contributed nothing to the prediction of performance obtained through other instruments, such as cognitive ability tests. This raised a significant paradox: easily the most widely used instrument for predicting candidates job performance was an instrument incapable of predicting it. How, then, could the widespread use of the interview be explained? Possible responses to this question include: (1) The interview is an easy instrument to use. Practically anyone can, apparently, use it without the need for any particular qualification; (2) It is a highly versatile instrument, since it can be applied to any position, organization or situation; (3) It is the best means of getting to know candidates personally; (4) It permits candidates to explain personally their merits in relation to the post; (5) It allows the applicant to be provided with personalized information about the organization; (6) It is relatively cheap by comparison with other selection instruments; and (7) It is more acceptable to both managers and applicants than other instruments potentially involved in selection processes. Such explanations, while sufficient for maintaining the interview among the selection instruments to be considered, do not constitute an argument for its use as a tool for making recruitment decisions. Even so, recent research has shown that, with certain characteristics and in certain conditions, the selection interview boasts reliability and validity, increases the validity of batteries of selection instruments and has appreciable economic advantages(Salgado Moscoso, 2005). It is the format (degree of structuring) of the interview that seems to most influence its lack of validity, and to remedy this situation several alternatives have been proposed, which would fall into the general category of structured behavioural interview (see Salgado Moscoso, 2005 for a fuller treatment of this type of interview). The main defining characteristics of structured behavioural interviews, as against conventional interviews, would be: (1) the questions making up the interview are developed based on jobs analysis, employing the Critical Incidents technique; (2) they involve questions whose content refers exclusively to behaviours in the relevant post; (3) each candidate is asked all the questions prepared; (4) the interview process is repeated with all the interviewees; (5) applicants responses are assessed by means of behavioural observation scales or rating scales with behavioural anchoring, also developed through jobs analysis (EVAS; see Salgado Moscoso, 2005, for a description of these scales). Moscoso(2000), reviewing the predictive validity of the personnel selection interview, was able to show that, compared to the case of other types, the structured behavioural interview presents a validity similar to that of the best instruments employed in personnel selection (e.g., cognitive ability tests), and even superior to that of some (such as personality measures or assessment centres). Recent studies carried out in Spain (Saez, 2007; Salgado, Gorriti Moscoso, 2007) have shown the validity of structured interviews applied in panel form to be .63, which indeed situates them among the best instruments for personnel selection. In recent years some studies have also been conducted with the aim of clarifying what the selection interview actually measures. For example, Salgado and Moscoso (2002) carried out a metaanalysis in which they classified interviews according to their degree of structuring: low-structure interviews (which would correspond to conventional interviews) and high-structure interviews (structured behavioural interviews). Their results showed that the two types of interview are related to different variables. Thus, conventional or low-structure interviews appear to be basically measuring general mental ability and personality characteristics, that is, when interviewers carry out this type of interview they focus on intrinsic factors of the candidate. However, highly structured or structured behavioural interviews principally measure knowledge about the job and work experience. Thus, such interviews concentrate on finding out whether the candidate would perform well in the job 1. AMETA The employment interview is a tenaciously popular but controversial selection method. In particular, reviewers of the interviewing literature repeatedly question the predictive validity of the employment interview (Arvey Campion, 1982; Mayfield, 1964; Milne, 1967; Reilly Chao, 1982; Rodger, 1952; Rowe, 1981; Schmitt, 1976; Ulrich Trumbo, 1965; Wagner, 1949; Webster, 1982; Wright, 1969). These reviewers of the interviewing literature have, however, aggregated interview validity coefficients in a subjective fashion, referred to as a narrative review by Hunter, Schmidt Jackson (1982), rather than utilizing an empirical approach. Specifically, these reviews do not adjust interview validity coefficients for differing sample sizes in each of the studies nor do they adjust for statistical artifacts such as sampling error, measurement error and restriction or range. As a result, conclusions drawn about the validity of interviews from narrative reviews may be misleading. Hunter et al. ( 1982) have advocated the use of meta-analytic techniques as a method of aggregating a number of validity studies while accounting for the abovementioned statistical artifacts. The purpose of this paper is to resolve some longstanding controversies in the interviewing literature by first presenting a model of the employment interview as a predictor of employment outcomes and then testing this model by subjecting a very large dataset of interview validity coefficients to meta-analytic procedures. In the Body group research studies and other types of literature (reviews, theoretical articles, case studies, etc.) according to common denominators such as qualitative versus quantitative approaches, conclusions of authors, specific purpose or objective, chronology, etc. summarise individual studies or articles with as much or as little detail as each merits according to its comparative importance in the literature, remembering that space (length) denotes significance. provide the reader with strong umbrella sentences at beginnings of paragraphs, signposts throughout, and brief so what summary sentences at intermediate points in the review to aid in understanding comparisons and analyses. In the Conclusion summarise major contributions of significant studies and articles to the body of knowledge under review, maintaining the focus established in the introduction. evaluate the current state of the art for the body of knowledge reviewed, pointing out major methodological flaws or gaps in research, inconsistencies in theory and findings, and areas or issues pertinent to future study. conclude by providing some insight into the relationship between the central topic of the literature review and a larger area of study such as a discipline, a scientific endeavour, or a profession. http://www.papelesdelpsicologo.es/english/1534.pdf PERSONNEL SELECTION IN INDUSTRY AND PUBLIC ADMINISTRATION: FROM THE TRADITIONAL VIEW TO THE STRATEGIC VIEW b) Interview The interview is without doubt the most widely used instrument for personnel selection, both in Spain and in all the other countries for which such information is available. The conclusion of numerous studies is that practically 100% of those recruited for a position must get through at least one interview during the personnel selection process (Salgado et al., 2001). For this reason it is clear that the interview merits special consideration among the set of instruments used for personnel selection. Over the last 70 years there have been periodical reviews of research on the validity of the personnel selection interview. Up to 1987 there had been 7 large-scale reviews of the literature, all of them concluding that the interview was characterized by low reliability, that is, first, that two different interviewers scarcely coincided in their appreciations of an applicant, and second, that their validity was low or even zero, and that they contributed nothing to the prediction of perfo rmance obtained through other instruments, such as cognitive ability tests. This raised a significant paradox: easily the most widely used instrument for predicting candidates job performance was an instrument incapable of predicting it. How, then, could the widespread use of the interview be explained? Possible responses to this question include: (1) The interview is an easy instrument to use. Practically anyone can, apparently, use it without the need for any particular qualification; (2) It is a highly versatile instrument, since it can be applied to any position, organization or situation; (3) It is the best means of getting to know candidates personally; (4) It permits candidates to explain personally their merits in relation to the post; (5) It allows the MULTIPLE PREDICTION OF JOB PERFORMANCE BASED ON THE BEST INSTRUMENTS AND VARIABLES Once the validity of the different personnel selection instruments (variables) and methods is known, we can establish the maximum degree of prediction that can be achieved through the NEW CHALLENGES FOR PERSONNEL SELECTION IN SPAIN Having established the predictive capacity of personnel selection procedures, it is worth considering the challenges to be met in the coming years. In our view, research on personnel selection in Spain will have to provide responses in relation to three crucial aspects: (a) the possible effects of indirect discrimination in selection procedures; (b) the economic utility of the procedures, and (c) legal modifications in the public administration context and their consequences for selection. Let us briefly consider these three challenges facing selection. GENERAL CONCLUSION In recent years, both in Spain and the rest of Europe, substantial progress in research on personnel selection has been made, and many of the limitations that previously affected this area have been addressed. Today, professionals involved in personnel selection have at their disposal a vast arsenal of instruments and access to a large body of research that enables them to establish the validity of these instruments, thus allowing them to choose the most suitable ones in accordance with their specific needs. As a consequence of such progress, the work of these professionals has been strongly endorsed, and their role in organizations has become increasingly acknowledged and appreciated http://www.le.ac.uk/oerresources/psychology/psa/unit5/page_03.htm Entrevista de trabajo http://es.wikipedia.org/wiki/Entrevista_de_trabajo De las distintas herramientas utilizadas en el proceso de seleccià ³n, la entrevista de trabajo aparece como la mà ¡s empleada (Muchinsky, 1986; Levy-Leboyer, 1990), muy por encima, con diferencia, del resto (referencias, tests, centros de evaluacià ³n, datos biogrà ¡ficos, grafologà ­a). La entrevista de trabajo es la fase definitiva, dentro de cualquier proceso de bà ºsqueda de empleo o de cambio de trabajo. Todos los pasos anteriores como la toma de informacià ³n, preparacià ³n, envà ­o, de la carta de presentacià ³n y seguimiento de currà ­culo, han estado dirigidos a conseguir una entrevista de seleccià ³n con la empresa. Es el momento del contacto personal, donde de una forma individual y directa, el entrevistado tiene la ocasià ³n de convencer al entrevistador de que à ©l es la persona idà ³nea para el puesto. Nos jugamos mucho en poco tiempo. Las caracterà ­sticas definidoras de la entrevista de seleccià ³n son que: a) se realiza a partir de un anà ¡lisis de puestos, b) es uniforme para todos los candidatos, c) los entrevistadores poseen un alto grado de formacià ³n especà ­fica y d) la decisià ³n de contratacià ³n se realiza despuà ©s de haber desarrollado todas las entrevistas (Campion, Palmer y Campion, 1997). Tipos de entrevista [editar] Individual: està ¡ndar o formalizada, informal, de choque o tensià ³n. Tambià ©n puede ser para verificar alguna cosa en concreto de las que figuran en el curriculum; por ejemplo: para saber si es cierto que el candidato habla inglà ©s. Si se trata de un puesto importante puede haber, là ³gicamente, varias entrevistas individuales. Colectiva: varios entrevistadores. En este tipo de entrevista es bastante frecuente que haya un psicà ³logo de empresa. Para ambas: puede ser directiva, no directiva o mixta (la mà ¡s comà ºn). Ventajas e inconvenientes [editar] La buena utilizacià ³n de la entrevista confiere a esta grandes ventajas tales como la posibilidad de indagar en aspectos no medibles ni observables por otras tà ©cnicas, o conocer personalmente al candidato. Posee, ademà ¡s, una gran flexibilidad en cuanto al tiempo que se puede dedicar y al nà ºmero de personas que se pueden entrevistar por dà ­a, asà ­ como la gran cantidad de informacià ³n que se puede recoger (Hough y Osdwald, 2000). Pero presenta tambià ©n diversos inconvenientes, sobre todo los relativos al alto coste que supone el tiempo necesario para su preparacià ³n, realizacià ³n y anà ¡lisis de la informacià ³n (al igual que la mayorà ­a de las tà ©cnicas cualitativas, pero sobre todo a la falta de preparacià ³n y formacià ³n en su utilizacià ³n debido a su aparente facilidad, de manera que muchos empresarios o directivos se sienten capacitados para preguntar a los candidatos. La realidad, sin embargo, es que la tà ©cnica de entrevista es difà ­cil y compleja, requirià ©ndose una gran capacitacià ³n y experiencia en su manejo (Bretones y Rodrà ­guez, 2008). Junto con estos inconvenientes, debemos seà ±alar, ademà ¡s, su bajo nivel de generalizacià ³n con respecto a otras pruebas de recogida de informacià ³n (Hunter y Hunter, 1984, Harris, 1989) sobre el comportamiento futuro de los candidatos (mà ¡s baja que las pruebas profesionales, tests cognitivos, centros de evaluacià ³n o las referencias, por ejemplo). De hecho, en los distintos estudios psicomà ©tricos realizados en su aplicacià ³n en los procesos de seleccià ³n de personal, se muestran coeficientes de fiabilidad y validez moderados. Una de las estrategias para superar tales carencias en cuanto a su validez serà ­a formular las preguntas a modo de incidentes crà ­ticos ocurridos al candidato en otras experiencias anteriores (cuà ©ntenos una experiencia concreta sobre cà ³mo resolvià ³ un problema con un empleado, por ejemplo), bajo el supuesto de que las conductas pasadas pueden predecir conductas futuras. http://proquest.umi.com.ezproxy.library.uq.edu.au/pqdweb?TS=1270715376SST=4sid=1moreOptState=CLOSEDSSM=CSQ=%28%28LSU%28%7BINTERVIEWS%7D%29+OR+LSU%28%7BINTERVIEW%7D%29%29+AND+LSU%28%7BVALIDITY%7D%29%29clientId=20806SSI=7RQT=305 http://www.questia.com/googleScholar.qst;jsessionid=L9ycFmx07DrRchbg8X4PJ9c6qyCJ8pWmPkRm2hW1yLtybbhmbk6j!450074560!-234547230?docId=5000120818 The employment interview: guaranteed improvement in reliability. Validity: Does a factor which is used in selection-for example, educational level or experience-actually predict job performance? Reliability: Does a selection technique produce consistent results? For example, References TOPIC: Reliability and Validity of Personal Interviews as a Selection Technique Research raises doubts about the VALIDITY and RELIABILITY of personal interviews as a selection technique INTRO DUCTION BACKGROUND Entrevista de Seleccià ³n http://www.aiteco.com/entrevis.htm#p4 La entrevista es, probablemente, el mà ©todo mà ¡s utilizado en la seleccià ³n de personal, al tiempo que es el elemento que, con frecuencia, tiene mà ¡s peso a la hora de tomar una decisià ³n respecto a la admisià ³n o no admisià ³n del candidato. A pesar de la profusià ³n de su uso,es uno de los instrumentos menos conocidos y peor utilizados de la seleccià ³n de personal. Por otra parte, las personas que la ponen en prà ¡ctica no tienen, frecuentemente, los conocimientos y destrezas necesarios para adoptar juicios à ºtiles respecto al candidato, ni utilizan una metodologà ­a que le permita obtener buenos resultados. La entrevista no ha demostrado, en general, poseer mucha validez, no obstante pensamos que debe seguir utilizà ¡ndose ya que, ademà ¡s de su funcià ³n selectiva, tiene otras de importancia tales como verificar la informacià ³n dada anteriormente por el candidato, presentar la organizacià ³n a à ©ste, establecer con el candidato una relacià ³n personal y dar a à ©ste la oportunidad de resolver algunas dudas respecto a su futuro trabajo. Por otra parte, la tà ©cnica de la entrevista de seleccià ³n puede ser realmente mejorada. En este sentido, numerosos estudios apuntan al formato a utilizar para incrementar la fiabilidad y validez de la misma. Hay que tener tambià ©n en cuenta que, normalmente, no debe de utilizarse como à ºnico elemento de evaluacià ³n, sino que debe acompaà ±arse con otros mà ©todos que completen la informacià ³n. Various processes are used to identify the most promising candidates; generally more than one process is used. Most organisations ask for a rà ©sumà © or job application from all candidates. A selected group of candidates is then invited to attend an interview, a system of tests, or an assessment centre, or some combination of these. There are two criteria which selection techniques need to meet if they are to be useful in predicting performance: Validity: Does a factor which is used in selection-for example, educational level or experience-actually predict job performance? Reliability: Does a selection technique produce consistent results? For example, a test in which the same person obtained the same score on a number of occasions would be considered more reliable than a test on which the same person obtained different scores on different occasions. POSITIVE ASPECTS XXXX NEGATIVE ASPECTS http://www.akronshrm.org/pdfs/Faking%20Interview.pdf   Faking interview.A Model of Faking Likelihood in the Employment Interview Structured interviews provide less opportunity for intentional distortion; however, some components of structure may actually increase faking. Finally, job candidates distort their responses in job desirable ways. The past research on IM in interviews has identified different tactics that job candidates may use to impress the interviewers. Job candidates may use IM tactics to present themselves in the best possible way without being dishonest or untruthful. For example, they may use self-promotion tactics to describe their existing job related credentials. Alternatively, job candidates might simply fake interview questions in order to provide the best answer. Moreover, many researchers suggest that people are surprisingly effective at convincingly faking their emotional expressions, attitudes, and even personality characteristics (DePaulo, 1992) and perceivers usually are unable to detect such faking (Barrick Mount, 1996; Furnham, 1986; McFarland Ryan, 2000; Sackett Harris, 1984; Sackett Wanek, 1996; Toris DePaulo, 1984). It could be argued that deceptive IM or faking represents a real threat to the validity of the interview. implies that deceptive IM does not add a constant to the scores of all applicants, but instead the relative standing of applicants and thus the predictive validity of the interview could be affected. On the other hand, some candidates might exaggerate a great deal about their responsibilities, skills, workrelated experiences during an interview. Faking in the Interview Impression management refers to the intentional distortion of responses to create a favorable impression and is distinguished from self-deception

Wednesday, November 13, 2019

life or death :: essays research papers

Sculpture of the Old Kingdom of Ancient Egypt Introduction Egypt is situated in the north-eastern corner of the African continent. It is composed of two very different regions--Upper Egypt and Lower Egypt. Lower Egypt--the Black Land as it was also called by the ancient Egyptians--with its fertile soil strip along the Nile River makes up the northern part of the country. The Red Land--the Upper Egypt--is a desertous southern part with the red, sun-baked soil. The history of ancient Egypt starts around 3000 B.C. when, according to the tradition, Menes Narmer unified the two lands and founded the first dynasty. That was the beginning of the Old Kingdom--the period of stability of the state that lasted until 2263 B.C. and included the dynasties Ist to VIth. Old Kingdom is known as the Golden Age of Egyptian art: during this period the famous pyramids of Giza and the legendary Sphinx were built and the canon that lasted for two millenniums was established. Influences Even though Egyptians were the first to build a civilization they weren't the first artists. Obviously the first artists on Earth were the cavemen who produced the beautiful cave paintings found all over the world. However, the artworks that date tens of thousands of years back had little influence--or at least little direct influence--on the Egyptian art. The characteristic features of the art of the Old Kingdom were derived almost exclusively from the works of the Bronze Age (4500-3000 B.C.). Made in that period, there were sculptures of animals that were the predecessors of the statues of Egyptian gods and goddesses in the shape of animals. There were terra-cotta figures of women--probably the slaves from the African tribes--which probably were to represent the Mother Goddesses. However the art of the Old Kingdom had much more to borrow from that prehistoric period than just bits and pieces of ideas here and there. Probably the most important thing that the Bronze Age s hould be noted for in this context is the development of the canon of Egyptian sculpture. Here is quite long, but very complete and precise definition of the word 'canon' given by the Polish Egyptologist Kazimierz Michalowski in his book called Great Sculpture of Ancient Egypt: 1) The canon is a historically conditioned element of indigenous character. 2) It is a result of a mass of observations and experiences that lead to the fixing in art of the most typical forms found in nature but brought down to specific and constant proportions.

Sunday, November 10, 2019

Christmas tree Essay

Art is an object or piece of work that brings one pleasure. Art is also something you see or feel and you cannot even begin to describe the ways you like it or how it makes you feel. Art is something that portrays beauty and happiness. Art lets you see the world through another person’s perspective. Most art seems to tell a story about where a person has been and the things they have encountered along the way. It lets you connect with the artist and see things through their eyes. Art is a way of expressing one’s self without words. When I think of art, I think of paintings, portraits, sketches, and sculptures. I know there are many other forms of art, but my favorite form is painting. I normally respond first to the mood of the art and the idea it brings to mind. I like art that makes me feel happy. Second I would say I respond to the colors in the art. I like warm and soothing colors. I prefer scenery in art work. I like paintings of autumn, filled with warm oranges and yellows in the trees, country roads covered with fallen leaves. Those kinds of paintings make me feel warm and happy. One of my favorite autumn scenes is by Robert A Tino, a local artist in Sevierville, TN. It is called Autumn Psalm. It is a small country church setting just off of a country road lined with trees. The trees in the painting are almost bare, and the beautiful autumn leaves are scattered on the ground. This painting gives me a sense of peace and happiness. The content of art is not quite as important to me as the way it makes me feel. I love works of art that portray a place that I have been or know. It is nice to see something you are familiar with from another person’s perspective. For instance, Harrisburg Holiday, another great work of art by Robert A Tino. It is a painting of a covered bridge that I am very familiar with, but he has painted it as he saw it in 1975. It is a beautiful winter scene. He paints the roads covered with snow and an old red Chevy truck hauling a Christmas tree. The scene has two snowmen at the entrance to the covered bridge. It fills your heart with warmth and holiday spirit just to look at it. Portraits to me are art in a different sense. Some of my favorite portraits are by Martin Waugh. It is what he calls Liquid Sculpture. He uses high speed photography to capture drops of liquid as the splash into lakes and other bodies of water. To me there is just something so soothing about his work. It is amazing how a tiny drop of liquid can create such a beautiful work of art. His work impresses me, because I never really thought of liquid as art before I saw one of his photos. The formal qualities of art work are somewhat important. I like paintings that flow smoothly with very fine brush strokes. I think some of the most beautiful art work is produced with a combination of canvas and oil paints. I like portraits that capture images I normally could not see otherwise. Portraits that capture the colors you can see when light reflects on a ripple of water amaze me. I do not know a great deal about art, but art seems to be much more opinion than fact.

Friday, November 8, 2019

Class differences in the great gatsby essays

Class differences in the great gatsby essays In the Roaring Twenties, people from all the social classes suddenly became aware of the class differences. This may be the effect of the jump on the stock market or the aftermath of a world war. It was evident that the social classes were clearly divided by location, amount of material possessions and the way one person acts. Fitzgerald illustrates these class differences in the 1920s in The Great Gatsby by introducing to us different characters of different social classes and distinctly describes them in the way they act belonging to that of one class. Fitzgerald also introduces to us a setting that was designed to show these class differences by placing them in different locations with a basic layout. Characters such as the Buchanans, Gatsby and the Wilsons are all examples of how Fitzgerald lays it out for the reader to pick up and the novel surely shows how they conflict over these class differences. The setting in The Great Gatsby is used mainly to illustrate the class differences in the roaring twenties. There are three main places as to which the story takes place in that shows the class differences the most. These three places are East egg, West egg and the Valley of Ashes. A man named Nick Carraway is the narrator of this book and he describes to us these locations vividly. He lived at West Egg and he described it as the less fashionable of the two, (west and east egg), though this is a most superficial tag to express the bizarre and not a little sinister contrast between them. (Fitzgerald, 9) By this, he meant that West egg was not really less fashionable than East egg because they are two egg-like piece of land that was physically the same in shape and size. However, it was less fashionable in the sense of the classes that lived there. People who lived in West egg were more of the newly rich and upper middle-class. Across the bay, was East egg, and those that liv ed there were even richer an...

Wednesday, November 6, 2019

What Is Net Worth Complete Guide

What Is Net Worth Complete Guide SAT / ACT Prep Online Guides and Tips If you’ve ever analyzed your personal finances, you may have come across the term â€Å"net worth.† Simply put, your net worth is what you have minus what you owe. While net worth is a useful way to evaluate your financial situation, it also has some major flaws. Let’s define the concept of net worth, and then look at some key adjustments you can make to assess your finances and plan for the future even better. What Is Net Worth? A Hard Definition You just read a simple definition of net worth: what you have minus what you owe. Let’s rename â€Å"what you have† as assets and â€Å"what you owe† as liabilities. Let’s say your major asset is a $10 lemonade stand. Your major liability? The $4 you owe to your mom for sugar and lemons. Overall, your net worth is $6. Not bad for a 7-year-old budding entrepreneur. Twenty-five years later, your assets and liabilities probably look a little different. You lost the lemonade stand, but you collected other assets, like a savings and checking account, a car, a sweet road bike, and several rare Beanie Babies that you had the foresight to save. While you’ve paid off that $4 debt to mom, you’ve amassed some other liabilities: namely a hefty car loan and an even heftier student loan. Your net worth is the total value of all your assets minus the total value of all your liabilities. Using this example, let’s break down the steps to calculating your net worth. Calculating Net Worth: An Example Considering our 32-year-old friend who, sadly, did not grow up to run a lemonade stand empire (let’s call him Joe) we can list out all his assets and liabilities. Next to each one, we assign their current market worth. All of Joe’s assets together add up to $27,000. Again, these values represent the current market worth; who knows what the volatile Beanie Baby market is going to look like tomorrow? His liabilities total $35,000. The chart below shows the breakdown of Joe’s assets and liabilities beside their current values. Assets Current Market Worth Liabilities Current Market Worth Checking account $2,000 Car loan $5,000 Savings account $6,500 Student loan $30,000 Car $15,000 Road bike $1,000 Beanie Babies $2,500 Total: $27,000 $35,000 Net worth = assets - liabilities = $27,000 - $35,000 = - $8,000 After subtracting his liabilities from his assets, Joe is left with a negative net worth totaling $8,000 in debt. While ending up with a negative net worth isn’t ideal, it’s not actually unusual or even necessarily a bad thing, especially at certain points in life. In fact, Joe looks like he’s in a pretty good financial spot, especially if he keeps making consistent payments toward his car and student loans. So how can you calculate your own net worth? Read on for each step of the process. How to Calculate Your Net Worth: 6 Steps To calculate your own net worth, you need to go through the same process as Joe. There are six steps: Step 1: List Out All of Your Assets These could be tangible things like houses, cars, motorcycles, bicycles, land, pleasure yachts, baseball cards, rare coin collections, Basquiat paintings, fur stoles, gemstone-encrusted goblets...you know, the usual. They could also be intangibles, like stocks or other investments. Step 2: Determine Current Market Worth Once you’ve identified your assets, determine their current market worth. Don’t value your car at the amount for which you bought it, for example. Instead, find out what you could sell it for now. Step 3: List All Your Liabilities These could be student loans, personal loans, car loans, mortgages, or credit card debt that you amassed paying for all those pleasure yachts. Step 4: Determine Your Debts As you did with your assets, assign the amount of money that you currently owe to each liability. Step 5: Subtract Assets from Liabilities Figuring out your net worth is a simple subtraction problem: total value of assets minus total value of liabilities. Then you have your net worth! If you end up with a negative net worth like our friend Joe, it isn’t necessarily a bad thing. Lots of recent graduates, for instance, will be in this position thanks to ever-growing student loans. Your net worth doesn’t account for changes in your earning and spending over time, which is one of its major limitations. I’ll discuss the pros and cons of net worth in more detail below, so if you’re only interested in the hard definition of net worth, you should stop reading here. If you want to know how to make a more realistic assessment of your finances in both the short and long term, though, then you should keep scrolling. Before getting deeper into net worth, a quick note about my background in finance and economics. My Background in Finance and Economics I’ve invested my higher educational life to studying the ins and outs of economics. At Harvard, I got my Bachelor’s in Math, Master’s in Statistics, and Ph.D. in Economics. Eager to put theory to good use, I started a personal finance circle in my community to help struggling neighbors get on the path to financial independence. Along the way, I’ve deftly managed my business PrepScholar’s cash flow and my own personal finances. For many of us, school teaches us a lot about critical thinking, but very little about how to manage our money. With my background, I sincerely hope to assist others in developing solid financial planning skills. Now that you know a little about me, let’s return to the topic at hand: net worth, why it’s a useful metric for understanding your personal finances, and where it falls short. Why Is Net Worth Useful? 2 Main Reasons Calculating your net worth is a traditional approach to measuring your financial standing. It’s relatively easy to calculate, and it shows you the balance between your assets and your debts. If you calculate your net worth several times throughout the year, then it also suggests a pattern in your financial worth. Let’s take a closer look at the two main uses for this framework of net worth. Reason #1: Net Worth Reveals Your Current Financial Standing Net worth gives you a big picture view of your financial profile at a specific point in time. It makes you take stock of what you have and what you owe. If you were to sell off everything you owned and put it all toward paying off what you owe, you’d have your net worth left over- whether it’s cash in your pocket or remaining debt. Realistically, you’re probably not going to trade in all of your earthly positions, move into a log cabin, and pull a Henry David Thoreau, but you do know what your safety net looks like if you were to experience a big financial change, like getting laid off. Calculating net worth gets you to identify your assets and liabilities, connect the dots between them, and understand your financial standing at a particular moment in time. Reason #2: Net Worth Shows Patterns Over Time A one-time calculation of net worth only tells you about the present, but comparing your net worth over time reveals patterns in your earning, saving, and spending. If you were to determine your net worth three times over a year, then you could see how it changes. Imagine your net worth as a see-saw with assets at one end and liabilities at the other. If the see-saw tilts down toward debts, then you can consider ways to level it off over time, perhaps by reducing your monthly spending. If it’s starting on the upswing toward assets, then you can strategize about how to keep that progress going. By calculating your net worth several times over a set period, you can identify patterns in your finances. As a result, you can think about lifestyle changes that would help you yield a higher net worth the next time you sit down with your calculator. All that being said, there are also some major flaws in the concept of net worth. It contains some big blind spots, and it’s important to know what these are so you don’t miss the forest for the trees. Read on to learn how net worth paints the big picture, but overlooks some of its most important details. How Is Net Worth Limited? 3 Major Flaws The idea of net worth misses a few major parts of your life. When it talks about assets and liabilities, for instance, it misses a pretty major one: you! Net worth completely overlooks all the money that you’re making and spending now and in the future. By focusing solely on assets and liabilities, it fails to take into account the human element. Net worth also doesn’t distinguish between types of assets. Some assets get more valuable over time, while others are like a slowly sinking pleasure yacht. Let’s take a closer look at net worth’s three major flaws, and then discuss some excellent ways to fix them. Flaw #1: Net Worth Misses One Huge Asset Don’t take it personally, but net worth completely overlooks you as an asset. It focuses on things that you possess, but it ignores your labor income now and in the future. Let’s say you make $30K a year. If you maintain that income, then you’ll bring in $300K over the next ten years. Realistically, you’ll probably bring in even more as your skills, experience, and earning potential grow over time. Net worth overlooks all of this income. Consider a second example. Alex has $10k saved and no debt. Britney, though, is $100K in debt. According to the traditional net worth definition, Britney is in a way worse financial position than Alex. However, Alex makes $20K a year, while Britney, who’s in debt because she went to medical school, just got a guaranteed $200K per year job! It’s Britney, ultimately, who’s in the superior financial position. The traditional net worth formula, though, doesn’t show it. For many people, especially those in their 20s and 30s, labor income is their primary asset and thus the most important metric when analyzing personal finances. I don’t have a wide array of tangible assets, like a collection of antique motorcycles or Renaissance art. My human capital is, by far, the most relevant asset when assessing my financial standing. If I only used the traditional equation of net worth to measure my finances, I would be overlooking my most important asset. Flaw #2: Net Worth Doesn’t Include Baseline Spending Just as net worth ignores you as an asset, it also overlooks you as a liability (no offense). Your basic consumption- groceries, shopping, climbing gym membership- accounts for major drains on your budget. If you need $20k of baseline spending per year, then you’ll be spending $200k over ten years. Like your income, your basic consumption has a huge influence on your finances. Net worth takes into account big liabilities, like mortgages, student loans, and credit card debts, but it doesn’t acknowledge smaller ones that add up over time. It doesn’t incorporate your baseline spending, which might be a much more relevant metric to lots of people than, say, a bulky mortgage on a farmhouse in upstate New York. Flaw #3: Net Worth Doesn’t Distinguish Between Types of Assets Finally, net worth is a static measure that doesn’t account for the fluctuating values of your assets. Let’s say you have a $20K yacht and $20K in a stock index. When calculating your net worth, these two assets look exactly the same. If you sold everything off that day, both would give you $20K each in your pocket. If you’re trying to make a realistic and forward-thinking assessment of your finances, though, should these two assets really be considered on an equal level? I would answer with a hard no. The boat costs $4K a year to maintain. Your investment is likely to get $1K or more in returns. Since it’s sapping money and losing value over time, the boat is a consumption asset. The investment, on the other hand, is a productive asset. Distinguishing between consumption and productive assets is one way to fix this flaw in the net worth system. Read on for a full breakdown of how to calculate net worth in a way that’s more realistic and useful for your long-term planning. How to Calculate Your Net Worth Better Now that I’ve exposed net worth’s flaws, let’s talk solutions. There are two main adjustments you can make to improve this assessment, the â€Å"Total Net Asset† fix and the â€Å"Productive Net Worth† fix. Let’s look at both in more detail. Fix #1: Total Net Asset Fix As you read above, the standard analysis overlooks you completely. It doesn’t account for the two largest levers to improve yourself: increasing your earning power and decreasing your spending habit, two important topics that I’ll explore in other articles. To fix this oversight, you should estimate the next 10 years of your earnings and baseline spending. Ten years is long enough to give you a good idea of your finances, while short enough that you can make a realistic prediction. If you make somewhere in the range of $40K a year, then you could estimate that your income over the next ten years will add up to $400K. If your annual baseline spending adds up to $20K, then you’ll be spending at least $200K over the next decade. Of course, changes in your income and spending will happen; that’s the whole point. This long-term projection lets you take control of your personal and professional choices, because it reveals just how much a raise in salary or cut in spending could affect your long-term net worth. The Total Net Asset fix gives you better insight into your finances, and it lets you think in a more forward-thinking way about your choices. You can play around with a few estimates to see how changes, both small and big, could increase your worth over time. Fix #2: Productive Net Worth Fix The second solution, which I’m calling the Productive Net Worth fix, helps distinguish between productive assets that gain value over time and consumption assets that lose value over time. I would suggest a somewhat radical departure from the traditional net worth equation. Instead of counting all of your assets, only count your productive assets. These might be money in your bank accounts, cash, stocks, and any investment properties. The consumption assets you’d leave out include a house, car, or boat. The way you use these consumption assets on a day-to-day basis (to live, drive, or throw lavish pirate-themed parties, respectively) is their primary value. Since they both cost money and depreciate over time, they should be left out of the net worth equation. (Side note: you might wonder if a house should be counted as a productive asset. Robert Kiyosaki, author of Rich Dad, Poor Dad, gives a convincing argument on the house-as-liability side. According to Kiyosaki, a liability is â€Å"anything that takes money out of your pocket.† Because of all the upkeep and repairs they require, houses can often be considered a consumption, rather than a productive, asset.) Now that we’ve gone over both adjustments, the Total Net Asset and Productive Net Worth fix, let’s put both of them together to see how you can make the most realistic assessment of your financial worth both now and in the years to come. Measuring Net Worth: A More Realistic Assessment Let’s bid farewell to Joe and consider a new exemplar, Stacy. Stacy has a $20K car, $10K in savings, a $5K student loan, and a $1K personal loan. Here’s her list of assets and liabilities alongside their current market values: Assets Current Market Value Liabilities Current Market Value Car $20,000 Student loan $5,000 Savings $10,000 Personal loan $1,000 Total: $30,000 $6,000 Using the traditional calculation, Stacy has a net worth of $24,000 ($30K - $6K). Based purely on the hard definition of net worth, Stacy could theoretically raise her net worth by upgrading her car. Since we now know that a car is a consumption asset that both costs money and loses value over time, this approach would be a questionable one. The traditional definition of net worth is trying to lead Stacy astray! Let’s fix that. Using our Productive Net Worth fix, let’s eliminate the car completely from our assessment. Then we’ll apply the Total Net Asset fix and add in Stacy’s projected income and baseline spending over the next ten years. We estimate that her income will be $300K, and her spending will add up to $200K. Assets Current Market Value Liabilities Current Market Value Savings $10,000 Student loan $5,000 Projected income $300,000 Personal loan $1,000 Projected baseline spending $200,000 Total: $310,000 $206,000 Stacy’s new net worth over 10 years is $104K. Rather than giving her a one time balance of her assets and liabilities, this â€Å"fixed† net worth assessment helps Stacy figure out her finances over the long-term while incorporating her most important asset and liability, her own labor income and spending. With this estimate, Stacy can begin to think more realistically about her long-term value and how to improve her position. What can she do to yield a net worth higher than $104K over the next ten years? Some strategies for increasing net worth over the long-term are all fodder for another article, but a few key ones include, Improving her earning potential through education and skills training, Making cuts to baseline costs, Eliminating debts, and Avoiding the purchase of consumption assets. Sorry, Stacy, but you probably shouldn’t buy that state-of-the-art Jetski with your current balance of $24K; it’s only going to eat away at your long-term net worth. In closing, let’s review the key points you need to remember about net worth, its traditional definition, and the adjustments you can make to get an even more realistic assessment of your long-term financial profile. Calculating Your Net Worth: What You Need to Remember The concept of net worth helps you balance your assets and debts and evaluate your financial standing. The traditional formula has you simply subtract the sum of your debts from the sum of your assets. While this approach has some uses, it’s not nuanced enough to truly help individuals with their personal finances. Nor does it apply to lots of people whose primary asset is their own labor income. In fact, the net worth formula is a vestige of corporate accounting and much more relevant to businesses than to you or me. By making a few adjustments- namely, by estimating future cash flow and distinguishing between consumption and productive assets- we can make the net worth formula work much better for us. Then we can use this analysis to inform our financial choices. Rather than solely looking at little-picture changes, like cutting out morning lattes at Starbucks, we can focus on big-picture changes that have a great long-term effect, e.g. increasing our earning potential with a new degree, paying off high-interest credit card debt, and resisting the urge to buy a boat. With a couple key fixes to the traditional formula of net worth, we can look outside the present moment and gain a long-term idea of our economic worth. The result? Smart financial choices now that will benefit us substantially in years to come.

Monday, November 4, 2019

Global economics Research Paper Example | Topics and Well Written Essays - 500 words

Global economics - Research Paper Example Company obtains specialized services at low cost, which gives a competitive edge, and sufficient time to focus on the core business. If the money supply is greater than money demand, interest rate will decline and cause the increase in borrowing and spending by corporate and consumers. In this case demand will rise above the GDP rate and cause inflation. Increase in exports and decline in imports will result in boosting the value of GDP. Low value of currency together with lower interest rates will enhance consumer spending and thus lead to economic growth (Jacob, 2013). The depreciation of yen relative to the US currency has led to make the goods more affordable for US. With the low value of yen, Japan has produced goods and services at cost effective prices. Low prices have grasped the attention of most of the buyers in US, which results in increased production, in Japan. As a result, Japan has increased its exports and thus employment opportunities in the country. For instance, a low valued yen drives to decline the prices for Nissan car, hence attracting more American buyers than GM cars. Consequently, more Nissan cars are being produced, thus increasing the employment level in Japan and lowering employment in US (Ito, 1996). Valuation of the currency leads to lower the prices of import goods resulting in boosting the imports of the country. However, the products manufactured in US will become costly for foreign buyers, hence the exports will decrease. This trade deficit will cause to decrease the net exports of the country and contract the GDP (McConnell et al., 2010). The strong valuation of the currency will result in increasing the interest rates, and hence domestic as well as international investors will be more willing to investment in businesses. Businesses in the country will tend to grow more, leading to additional production activities and; therefore, increase income levels. Due